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'Top 10 Factors That Contribute To Your Business Insurance Rate,"  Understand how usage, vehicle type, location, credit score and more can affect the amount you pay for your commercial vehicle or business auto insurance.  http://bit.ly/zlsJ87

Perhaps hood ornament sounds more familiar to you.  Cars of yesteryear had some amazing detail.  We have probably all seen the 'wings' of the 1950s, and how about the retractable roofs from the Ford Motor Company?  Interiors of antique cars were often decked out with leather upholstery, vanity mirrors, and plush carpet.   In the 1930s, 1940s and 1950s something as simple as a radiator cap was often turned into a work of art.  These items are now considered very valuable collectibles.  The following article, in a past issue of Dark Roasted Blend,  http://bit.ly/qHWuYH is filled with photos of some of the most beautiful and elaborate 'Car Mascots' ever made.

Purchasing commercial van insurance should not be more complicated than insuring any other vehicle.  However, a few factors may increase your costs.  Review the following carefully before calling your insurance agent.

No one ever wants to be involved in an auto accident; and the thought of that accident happening to an employee driving a company vehicle makes the occasional on-the-clock fender bender a heart-sinking experience for employee and employer alike. Employers can ease some of that worry by ensuring that they have sufficient business auto insurance to cover their fleet and employees. The Commonwealth of Pennsylvania requires minimum coverage, but more is always better.

When driving an automobile, it is a good idea to protect yourself financially from potential accidents on the road. No matter what sort of vehicle you drive, having auto insurance is crucial to ensure that you will be protected in the event of an accident. In most states, it is illegal to drive without having at least some form of minimum automobile insurance. However, there is a huge difference between personal auto insurance and commercial auto insurance. So how do you know if you need commercial auto insurance or not? That question will be answered in this guide.

There are several important distinctions between personal automobile insurance coverage, which is designed to protect a limited number of drivers who share a private vehicle, and commercial vehicle insurance for companies that maintain a fleet of cars, trucks and/or vans for business use. In broad terms, commercial vehicle insurance offers additional protection that personal automobile drivers typically don't need.

Commercial auto insurance is a special type of automobile coverage for businesses. It is designed to cover fleets of business vehicles such as vans, cars, and work trucks. It is not only for larger corporations, however. This type of automobile insurance can be purchased by a small firm or even a single person as long as he or she is the sole proprietor of a business.

When it comes to small businesses, there are a lot of choices to make about insurance. Not only do you need to decide which companies to insure your business with, but you have to decide what coverage is right for your business. Most people think about health insurance and general liability insurance. There are other types of insurance for more specialized businesses as well. Often overlooked, though, is commercial auto insurance.

Some business owners may believe that if they have personal auto insurance coverage, commercial auto insurance is unnecessary.  However, in order to protect your business and its assets, small business owners should strongly consider obtaining commercial auto insurance.

Commercial auto insurance is essential for running a business that requires vehicles for transportation of goods or passengers, but it is also vital for any business that provides vehicles for its employees for the following reasons: